Privacy Policy

Introduction

At Kkotiqorqr S.A., we are committed to protecting the privacy of our users. This Privacy Policy describes how we collect, use, store, and protect your personal information when you use our real estate crowdlending platform.

Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, surname, ID or passport number)
• Contact information (email, phone number, address)
• Financial information necessary to process investments
• Identity verification information according to current regulations
• Communication and marketing preferences

Use of Information

We use your personal information to:

• Manage your account and provide our crowdlending services
• Process and administer your investments
• Comply with legal and regulatory requirements in Ecuador
• Send communications about your account and investments
• Improve our services and user experience
• Prevent fraud and ensure platform security

Data Protection

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include data encryption, firewalls, access controls, and regular security audits.

Data Sharing

We do not sell or rent your personal information to third parties. We may share your information with:

• Ecuadorian regulatory authorities when legally required
• Service providers who help us operate the platform
• Business partners for investment processing
• Legal advisors and auditors under confidentiality obligations

Your Rights

Under Ecuador's Organic Law on Personal Data Protection, you have the right to:

• Access your personal information
• Rectify inaccurate or incomplete data
• Delete your information when it is no longer necessary
• Object to the processing of your data
• Data portability to another provider
• Withdraw your consent at any time

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, unless the law requires a longer retention period. Financial data is retained according to the requirements of the Superintendency of Banks of Ecuador.

Contact

To exercise your rights or make inquiries about this policy, contact us at: